Don't forget to factor in closing costs when considering a home sale or purchase. Prestige Properties is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at (386) 427-0439 if your needs include a professional REALTOR® ready for the business side of real estate.

What closing costs should you expect?

There are certain typical fees accompanying closing the sale of a house. These expenses are often divided between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help show you through your deal.

Loan-related closing costs    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, I'll not only work to get the optimal sales price, but I'll also advocate for reduced closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you are aware of exactly what you're paying for.

Buyers: When buying a house in Volusia County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an acceptable range so you're not shocked when you show up at the closing table. I'll be happy to review the GFE with you, answering your questions and highlighting any estimates that seem unusual.

Prestige Properties
3640 S. Atlantic Ave New Smyrna Beach, FL 32169
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